Insurance

Select a health plan below for more information. Please contact your healthcare provider for discounts on gym memberships and activities.

• Blue Cross Blue Shield of Minnesota
• Health Partners
• PreferredOne

Two dental plan carriers are available for you and your eligible dependents.

• Health Partners
• State Dental Plan (Delta Dental)

Navitus Health Solutions is the pharmacy benefit manager for the Minnesota Advantage Health Plan.

Visit the Navitus website for information on copays, prescriptions and more.

The State pays the full cost of basic group term life insurance for employees who are eligible for either the full or partial employer contribution for health/dental coverage. The amount of basic life coverage is determined by the collective bargaining agreement or plan that covers your job, and is based on the amount of your annual salary.

If your job is covered by the Managerial Plan, Medical Specialist Addendum of the Commissioner's Plan, or the Minnesota State Administrators Personnel Plan, the State offers an employer paid managerial life insurance benefit equal to 1.5 or 2 times your annual salary instead of basic life coverage.

Check your personnel plan to determine the amount of your state-paid life insurance and your eligibility for employer-paid coverage

To elect Spouse Life Insurance, you must complete the “Application for Optional Coverage” and submit to SEGIP.

You may add up to 10,000 without evidence of good health if you apply within 30 days of the marriage.

Any amount over 10,000 or after 30 days of a life changing event will require a satisfactory evidence of good health and this may involve completing a health questionnaire sent to you by SEGIP, and may possibly require access to medical records, or a physical exam.

You will be notified if the coverage has been approved or denied.

You may purchase life insurance providing $10,000 of coverage for your insurance-eligible children or grandchildren. One child life insurance policy covers all of your eligible dependent children.

Coverage for newborns begins on the 15th day after birth. You may add child life insurance without evidence of good health within 30 days of the birth of a child or the placement of a child for adoption.

1. Go to the Employee Self Service website
2. Sign in
3. Click on "Benefits"
4. Select "Benefits Summary"

Optional plans to protect your income and assets are available to most benefits eligible employees:

• Short-Term Disability (STD)
• Long-Term Disability (LTD)
• Long term disability and special basic life coverage are combined for employees covered by the Manager's Plan and certain employees covered in the Commissioner's Plan. These combined benefits are called the Income Protection Plan (IPP)